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Wills Middlesbrough
Making A Will
Making a will is a highly personal decision. Each person has their own preferences in terms of where their money and assets go to and it’s therefore important to get these preferences in place before the time comes.
Whilst most people assume their closest family will inherit their money and property when they die, if they don’t make a will, this isn’t always the case and there can be a multitude of issues left behind when no will has been made. Loved ones clearly come first when making a will, but individuals might also consider donating to charity.
A will is a legally binding document that outlines your wishes for how your assets will be distributed and who will manage your affairs after you pass away. Making a will is an important step in ensuring that your loved ones are taken care of and your property is distributed according to your wishes.
It can also help to reduce conflict and uncertainty after you are gone. Ultimately, making a will is about protecting those most precious to you.
Why Do I Need A Will?
A will gives you the peace of mind that your wishes will be respected after your death. It also gives legal clarity on where your assets are distributed and ensures that the process is smooth for your loved ones.
Up to 70% of people die without making a will, which can throw up many legal (and expensive) issues should there be discrepancy over where your estate should be left.
Many people believe that everything will go to their family when they die, but the law will ultimately decide if there is no will in place. The family could be left with nothing or with expensive legal costs in contesting how the estate is distributed.
Without a will, there is simply no guarantee – unmarried couples and other dependents may not inherit where there is no will if their partner suddenly dies, even if they live together.
Even if you believe that you don’t have anything to leave, everyone owns something, whether it is jewellery, furniture, money in the bank, a house (with or without a mortgage), a car or even a business.
You should also consider any online accounts and digital assets – what happens to these when you die? A will can deal with all of this and make sure that the right people have access to, and receive, your assets.
There are a few key things to consider when making a will:
Beneficiaries: You will need to decide who will inherit your assets, such as your property, money, and personal possessions. You can also appoint guardians for any minor children or dependents in your care.
Executor: You will need to choose someone to manage the distribution of your assets and handle any other responsibilities as outlined in your will. This person is known as the executor.
Witnesses: Your will must be signed by you and witnessed by at least two other people who are present at the same time. These witnesses must be over the age of 18 and cannot be beneficiaries or related to you.
Legal requirements: Each state has its own requirements for the creation and execution of a will. It is important to familiarise yourself with the laws in your area to ensure that your will is legally binding.
There are several ways to go about making a will. You can write one yourself, use an online service, or hire an expert to draft a will on your behalf. Whichever method you choose, it is important to be thorough and specific in your instructions to avoid any confusion or disputes after you are gone.
It is also a good idea to review and update your will periodically, as your circumstances and wishes may change over time. By making a will, you can have peace of mind knowing that your loved ones and your assets will be taken care of according to your wishes.
How To Write And Store A Will
Many people assume that writing a will takes a considerable amount of time, but working with an expert such as us means that in most cases it takes under an hour to discuss your circumstances. Your family will thank you for it.
You will need somebody who is not a beneficiary to the will to act as a witness. Once you are happy with the contents of your will, it is signed, dated and becomes a legal document from that point. It then needs to be stored securely so that it does not get lost or damaged.
Storing Your Will
If your will gets lost, stolen, damaged or tampered with, it will become invalid. It’s important that it’s kept somewhere safe, preferably away from the home in a secure fireproof location. We offer all our clients storage facilities in a secure registered fireproof location and also registration on the National Will Register so in the event of anything happening to your will it is always locatable and safe.
People may typically change their will 3-4 times during their lifetime. Circumstances change, people move, die and sometimes fall out with family or friends. Your family may also grow, with grandchildren or great-grandchildren to take into account. If things do change it’s important that your will reflects your latest wishes and is updated accordingly and in a timely fashion.
Why Choose Complete Estate Protection To Write Your Will?
Writing a Will without proper advice could mean that your estate is not distributed properly on your death and could lead to mistakes and the will being invalid. Complete Estate Protection are experts in will writing and a proud member of the Institute of Professional Will Writers.
We understand the potential pitfalls, and will ask you all the right questions to make sure that you have considered every possibility. Our experienced team will help you to write your will in a way that considers all your personal and financial circumstances. We will offer help and support to guide you through the process to ensure that you have properly provided for your loved ones on your death and make things easier for those left behind.
Our costs are transparent and up front, ensuring that you know exactly what is coming and you understand what is involved. Contact us today.
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